Quick Saint Paul MN MLS Search

Browse All Saint Paul MN Under $200K Properties for Sale

$139,900
1 Baths 7113494 MLS
Fully furnished studio loft for sale in downtown Saint Paul, Minnesota — 856 square feet in the historic 1915 Produce Exchange building at 523 Jackson Street #302, Saint Paul, MN 55101, now priced at $139,900. A top-floor corner unit with soaring ceilings, exposed brick, original hardwood floors, and oversized windows framing Minnesota State Capitol views you'd expect to pay a premium far beyond this price point. The open layout flexes naturally between living, dining, and working from home. Brand-new stainless steel appliances, a large full bath, and parking available. One of the largest furnished studio condos listed under $150,000 in downtown Saint Paul, and one of the strongest values in the market. Offered fully furnished — truly move-in ready for a student, healthcare professional, government worker, or investor seeking an immediate housing solution as the new academic year approaches. Downtown Saint Paul is in the middle of a genuine, funded revival. Over $1 billion in public and private capital is committed to the downtown Saint Paul core — including a $120 million Ramsey County commitment to the RiversEdge riverfront development, ALDI opening at 10th and Robert Street this summer, and a $130 million mixed-use development at Central Station. Pedro Park opened in downtown Saint Paul in September 2025. The $600 million Grand Casino Arena renovation locks in the Minnesota Wild and the downtown Saint Paul entertainment district through 2061. Few addresses in the Twin Cities put you this close to this much committed investment. Sellers are motivated and ready to work with serious buyers. Location is the story: Regions Hospital Saint Paul is 0.3 miles away on the same street. United Hospital, Children's Minnesota Saint Paul, Gillette Children's Specialty Hospital, and M Health Fairview Bethesda Hospital are all within 1.1 miles of 523 Jackson Street. The Minnesota State Capitol, Saint Paul City Hall, the Ramsey County Courthouse, the Minnesota Judicial Center, and Ecolab global headquarters are all within walking distance — Minnesota's entire Capitol Ecosystem, steps from your front door. The Produce Exchange building at 523 Jackson Street is a well-maintained historic Saint Paul condominium with major improvements already completed. Easy access to Interstate 94 and Interstate 35E. Urban living in downtown Saint Paul, genuine value, and a neighborhood whose best days are being built right now.

523 Jackson Street Unit 302, Saint Paul

Listing courtesy of Lakes Sotheby's International Realty.

$199,000
2 Beds 2 Baths 7107931 MLS
This is the one! Thoughtfully updated and beautifully maintained, this inviting two-level condominium at MacLaren Hill offers modern finishes, generous living space, and a convenient location. The main level features luxury vinyl plank flooring creating a warm, contemporary setting for everyday living and entertaining. A newer sliding glass door opens to a private balcony overlooking the courtyard of trees and green space. Note the recently painted exterior and newer roof. The kitchen has been tastefully remodeled with quartz countertops, professionally refinished cabinetry, and a neutral color palette. Upstairs, newer carpeting enhances the private bedroom level, while the updated bathroom features stylish tile finishes and a professionally refinished bathtub, delivering a fresh, clean look that is both classic and durable. The thoughtful two-level floor plan separates the living and sleeping areas, offering privacy that is difficult to find in many condos. Enjoy the convenience of in-unit laundry, underground parking, additional storage, and a professionally managed association. Monthly dues include heat, air conditioning, water, trash, recycling, lawn care, snow removal and professional management. Conveniently located in the Energy Park area of Saint Paul's Como Park neighborhood, MacLaren Hill is surrounded by walking and cycling trails while remaining just minutes from Como Lake, Como Park Zoo, Bandana Square, the Minnesota State Fairgrounds, the University of Minnesota, and both downtowns. Whether commuting, exploring local parks, or enjoying nearby restaurants and entertainment, you'll appreciate the exceptional accessibility and low-maintenance lifestyle this home provides.

1372 Carling Drive Unit 306, Saint Paul

Listing courtesy of Uptown Realty.

$165,000
2 Beds 1 Baths 7071383 MLS
Historic character meets fresh, modern living in this beautifully updated home just minutes from Lake Phalen. The home retains distinctive details rarely found at this price point, including stained solid-wood doors, maple trim, a real-tile kitchen backsplash, and a cedar-shingle exterior. At the same time, nearly everything inside has been thoughtfully refreshed. Updates include new LVP flooring, updated windows, kitchen, bathroom, appliances, fixtures, lighting, and roof. Large windows and abundant ceiling lighting fill the interior with natural and controllable light, while multiple evening lighting settings in the living room, dining room, and two upper-level bedrooms create the perfect atmosphere for movies, reading, entertaining, or relaxing. The efficient footprint lives surprisingly large, offering an open living and dining area, two bedrooms, and a dedicated main-floor laundry room. Easy-care finishes and an efficient layout make the home simple to maintain and quick to clean without sacrificing the spaces and features you want. Outside, the private fenced backyard is perfect for summer BBQs, gardening, entertaining, or unwinding at the end of the day. A detached garage and additional off-street parking provide everyday convenience and make Minnesota winters easier. Lake Phalen and Phalen Regional Park are approximately three-quarters of a mile away, offering lakeside trails, a swimming beach, fishing, boating, golf, playgrounds, picnic areas, and year-round recreation. The nearby Bruce Vento Regional Trail expands your options for walking, biking, and exploring. You’ll also enjoy convenient access to grocery stores, locally owned restaurants and markets, public transportation, downtown St. Paul, and major routes connecting you throughout the Twin Cities. This combination of updates, character, affordability, private outdoor space, parking, and proximity to Lake Phalen is difficult to find—schedule your showing before it’s gone! Assumable 3% mortgage for qualified buyers.

900 Geranium Avenue E, Saint Paul

Listing courtesy of eXp Realty.

$60,853
1 Beds 2 Baths 7108997 MLS
Own a share in the cooperative, grow your investment, and enjoy lower monthly costs through shared services. When you purchase a share in a cooperative, you are assuming a portion of the master mortgage on the building allocated to the unit. Buyer is purchasing the equity amount paid by the seller on the master mortgage. After financially qualifying, the buyer assumes their portion of the master mortgage on the building for their share on the unit. In addition to private features, shared resources include: the monthly member fee of $1,779.00 and includes: buyers' portion of the master mortgage, principal, taxes, mortgage insurance, master insurance on the building, all operating expenses: professional management, water, sewer, trash removal, heat, common area electricity and common area air conditioning, internet, cable, phone, standard replacements, repairs and maintenance of unit and common area appliances and fixtures. Members are responsible for unit HO6 policy and unit electricity. Close proximity to State and local trail systems. Lake Phalen is within 1/2 mile. Outdoor recreational areas. Easy bus line to Downtown St. Paul. Excellent view from deck with treelined shade. Free laundry located next to the unit along with locked storage. The cooperative is actively driven by the Board of directors, committee and member involvement. Unit and common area maintenance is completed by a full-time cooperative Maintenance Technician. The Property Manager works on-site and assists with the day-to-day operations.

1355 Phalen Boulevard Unit 206, Saint Paul

Listing courtesy of Ebenezer Manage Services.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

Under $200K Saint Paul Real Estate

Our website features the best real estate search for under $200k properties available in Saint Paul and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!