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Browse All Saint Paul MN Between $300K - $400K Properties for Sale

$309,900
3 Beds 2 Baths 7066530 MLS
Welcome to 712 Stewart Ave. in Saint Paul! Proudly owned by the same owner for the last 26 years, this charming 3-bedroom, 2-bathroom home offers a comfortable blend of character, functionality, and major updates throughout. Natural light fills the inviting living spaces, creating a warm and welcoming feel from the moment you walk in. The spacious kitchen offers ample cabinet and countertop space, making everyday living and entertaining easy, while the functional layout provides flexibility for a variety of lifestyles. All three bedrooms are conveniently located on one level, providing comfortable living and an ideal layout for everyday convenience. The home’s thoughtful design makes it easy to settle in and make it your own. Step outside to the large backyard deck, perfect for grilling, gardening, entertaining, or relaxing during Minnesota summers. This home has been well cared for and features several important updates for added peace of mind, including a new roof installed in 2026, a new water heater in 2023, and an updated furnace within the last 6 years. Conveniently located near parks, walking trails along the Mississippi, restaurants, shopping, schools, and with easy access to downtown Saint Paul, this property offers both convenience and value. Whether you’re a first-time buyer, looking to downsize, or searching for an investment opportunity, 712 Stewart Ave. is full of potential and ready for its next chapter.

712 Stewart Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

$309,000
2 Beds 2 Baths 7061363 MLS
Wake up to Mississipppi River views and wind down with sunsets bouncing off the Downtown Minneapolis skyline! Perfectly positioned above the waterfront, you’ll enjoy front-row views that never get old. This second-floor end unit offers added privacy and natural light, along with a thoughtful layout that lives large. The cheerful kitchen includes a smart layout and features a rare walk-in pantry. While the spacious living and dining areas are ideal for both everyday living and hosting too. Two generously sized bedrooms and two bathrooms provide comfort and flexibility, and the balcony provides the perfect spot to soak in those stunning views. Step outside and you’re instantly connected to miles of scenic biking and walking trails and close to Town & Country Club. Located just South of the Marshall Ave Bridge, you have easy access into the Longfellow Neighborhood and sit adjacent to MacGroveland and Highland Park. There is no shortage of great dining, shopping, entertainment and fun to partake in. Low-maintenance living in an unbeatable location! Unit is guaranteed to have one indoor spot available to rent (a second spot may be available too). In unit washer & dryer are also big perks and can easily be reduced to a stackable unit to save space. There is so much to love about this incredible condo with spectacular views!

200 N Mississippi River Boulevard Unit 2A, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$379,000
4 Beds 2 Baths 7064722 MLS
Updated Professional Photos: 5/1/26 Outstanding opportunity in the heart of the Summit Neighborhood, 724 Hague Ave. There is not a better urban oasis in the Twin Cities. Public transit, schools, community centers, coffee shops, bars and restaurants all within a short walk of your front door. The exterior features classic architecture highlighted by a stunning 2 story front deck and rounded out by its iconic red brick. Duplex has new rear gutters with commercial downspouts. Both units have upgrades, including new water heaters, new toilets, and bathroom fan vents ducted to the exterior. Upper unit highlights extensive renovations throughout: a chef-designed kitchen with new stove, new microwave, Bosch 800 series dishwasher, built-in refrigerator, Cambria countertops, overhead vented range hood, and custom built-in/organized cabinetry. Electrical has been fully updated with new wiring and dedicated runs for each outlet. Additional upgrades include new flooring in the kitchen and bathroom, new lighting throughout (kitchen, dining, and bedroom), added dining room outlets, and upgraded Lutron light switches compatible with smart home systems while remaining fully functional as standard switches. Enhanced storage includes additional hallway closet space and bathroom storage. The bathroom has been fully updated with a new tub and shower and vanity. Both units retain their 1920s charm with original woodwork, bright interiors, and abundant natural light. Each unit offers 2 bedrooms and 1 bathroom, with strong rental demand in the area. Currently, both units are owner-occupied and will be vacant upon close.

724 Hague Avenue, Saint Paul

Listing courtesy of Side by Side Realty LLC.

$350,000
4 Beds 4 Baths 7063192 MLS
elcome to 337 Maria Avenue in Saint Paul, a rare opportunity to acquire a cash-flowing fourplex with significant upside through both rent growth and unit expansion. This property is currently operating with four leased units while featuring a fully built-out, nonconforming fifth unit in the basement that includes a kitchen, full bathroom, and two egress windows. From a structural standpoint, the space functions as a legal apartment and offers a clear path for a buyer to register it with the city and operate the property as a five-unit building. The current income leaves substantial room for growth. Rents are well below market levels, creating an opportunity to increase revenue over time while also unlocking additional income through the fifth unit. For investors, this presents a strong value-add play with the ability to force appreciation through improved NOI. Based on underwriting scenarios, the property supports attractive returns with both conventional investor financing and owner-occupant strategies. For owner-occupants, this property offers a compelling house-hack opportunity. A buyer can take advantage of low down payment financing options and occupy the fifth unit while continuing to collect rent from the other four units. This setup creates the potential to significantly offset or even cover monthly housing costs while building equity in a multi-unit asset. The building offers approximately 2,200 finished square feet, including a finished lower level, and sits on a flat lot with a two-stall detached garage, additional driveway parking, and street parking availability. Located in Dayton’s Bluff with close proximity to downtown Saint Paul, major transit routes, and local amenities, this property benefits from consistent rental demand. Whether you are looking to expand your portfolio with a value-add multifamily asset or secure a property that allows you to live for less while building wealth, 337 Maria Avenue offers a unique combination of current income, future upside, and flexible use potential. Buyer agent to verify all measurements.

337 Maria Avenue, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$369,000
4 Beds 2 Baths 7016145 MLS
Step into timeless charm with this beautifully maintained 1913 home, where classic character meets thoughtful updates throughout. From the moment you enter, you’ll appreciate the beautiful original hardwood floors, stunning natural woodwork, and built-in features that showcase the craftsmanship of a bygone era. The updated kitchen blends style and function with newer stainless steel appliances, new soft-close cabinetry, and warm butcher block countertops—perfect for everyday living. Cozy up by the wood-burning fireplace, or enjoy year-round comfort with a ductless mini-split AC, and updated Andersen windows that bring in abundant natural light throughout the entire home. Upstairs, you’ll find four bedrooms and a full bathroom, offering flexibility for families, guests, or home office needs. The lower level includes a non-conforming fifth bedroom with a legal egress window, providing additional living space or a private retreat and a 2nd bathroom ready for your charm. Outside, the fully fenced backyard offers room to relax, garden, or play, while the oversized detached one-car garage provides extra storage and convenience. With durable stucco siding and a roof approximately 15 years old, updated windows, and a newer boiler and hot water heater, many of the big-ticket items have already been addressed for your convenience. Located in the highly sought-after Macalester-Groveland neighborhood of St. Paul, this home offers exceptional walkability with easy access to everyday amenities. Macalester College is just minutes away, and vibrant Grand Avenue nearby features an array of local shops, coffee houses, and restaurants. Tree-lined streets, nearby parks, and a strong sense of community make this a great place to call home—blending historic charm with modern convenience. This home is the perfect blend of historic character, modern updates, and unbeatable location—ready for its next chapter! Home qualifies for a 10k forgiveable grant with Old National Bank for qualified buyers. Home also has an assumable VA Loan at 3.75% for qualified individuals. Currently property taxes are high due to non homestead exemption filed - if you plan to owner/occupy and file for the homestead exemption you can expect lower property taxes than currently listed.

24 Wheeler Street S, Saint Paul

Listing courtesy of Bridge Realty, LLC.

$375,000
3 Baths 7052542 MLS
Outstanding value! Priced at approximately one-third the price per square foot of many competing commercial properties, this prime corner office building at Smith Avenue and Baker Street offers a rare opportunity to acquire over 5,200 square feet of commercial space at an exceptionally attractive price and offering excellent visibility and high traffic exposure with convenient access to Downtown St Paul. Zoned B2 for small business use (under 10,000 SF), the property presents a versatile opportunity for a variety of commercial uses. The building offers approximately 5,279 total square feet, including 2,592 square feet on the main level and 2,687 square feet in the lower level. Currently configured as two separate office suites, the property provides flexibility for owner-users, investors, or future redevelopment. The left suite, occupied by a long-standing St. Paul insurance company, features approximately 1,400 finished square feet, including separate restrooms, a utility room, storage space, and direct access to a loading area. The right suite, most recently leased to a computer repair business, offers approximately 1,000 finished square feet. The full lower level is currently utilized for storage, adding additional functional space and potential. Both suites are expected to be vacant by May 2026, creating a prime opportunity for occupancy or repositioning. Situated on a 3,165 square foot lot in a highly visible location, this property offers strong potential for an owner-operator, investor, or developer. See MLS supplements for detailed floor plans.

640 Smith Avenue S, Saint Paul

Listing courtesy of RE/MAX Results.

$379,900
3 Beds 2 Baths 7031809 MLS
Charming 3-Bedroom Home Across from Cretin-Derham Hall. Located in a great area of St. Paul directly across from Cretin Derham Hall High School, this charming home offers space, character, and an unbeatable location within walking distance of local schools, shops, and restaurants. With over 2,100 finished square feet, the home is larger than many others in the neighborhood and presents a great opportunity for a first-time buyer or investor. The main level features two bedrooms and a full bathroom, along with a spacious open-concept living and dining area highlighted by a wood-burning fireplace. The galley-style kitchen offers great natural light and includes an additional eat-in dining area for extra seating. Upstairs you'll find a large third bedroom with a beautiful cedar closet, providing a private retreat. The clean, dry basement includes a convenient half bath, laundry area, and plenty of storage, with potential to add additional living space or bedrooms. The basement is ready to be finished how you want it to gain instant equity. Outside, enjoy a private backyard perfect for relaxing or entertaining, along with an oversized 2.5-car garage located off the rear alley. This move-in-ready home combines space, location, and potential in one of St. Paul’s most convenient neighborhoods. Schedule your showing today and settle in just in time to enjoy the nearby Minnesota State Fair festivities.

1368 Hartford Avenue, Saint Paul

Listing courtesy of Home Avenue Flat Fee Realty.

$359,500
5 Beds 2 Baths 6819684 MLS
Incredible opportunity to own a fully renovated, turn-key duplex in the heart of Saint Paul! Located at 597 Virginia Street in the Frogtown neighborhood, this property has undergone extensive updates, making it an ideal investment for both seasoned investors and owner-occupants looking to offset their mortgage with rental income. Nearly every major component of the property has been upgraded, reducing future maintenance costs and offering peace of mind for years to come. Both units feature updated kitchens and bathrooms, with the upper unit's kitchen renovated in 2020 and all bathrooms fully redone in 2023. Sleek granite countertops were added in 2023, enhancing durability and appeal. Major exterior improvements include a new roof, siding, and all soft metal installed in 2022, along with gutter covers to further reduce maintenance. The property also includes a full plumbing upgrade to modern PEX water lines throughout the kitchens and bathrooms, completed in 2023. Additional enhancements include three newer windows in the lower unit, fresh interior paint, and ceiling repairs in the upper unit (2024) and lower unit (2025), and a recently added third bedroom in the lower unit, significantly increasing rental potential. Both leases are currently month-to-month, offering flexibility to adjust rents or occupy a unit as needed. Unit 1 rent increases to $1,650 in January 2026, and Unit 2 rent increases to $1,450 in January 2026, creating stronger projected income for the next owner. Buyer's agent to confirm all measurements. No same-day showings; 36-48 hours' notice required due to tenant occupancy. This is a truly turn-key asset-perfect for an investor seeking a low-maintenance addition to their portfolio or a buyer looking to live in one unit while collecting rent from the other. Rarely does duplex with this level of updating come to market.

597 Virginia Street, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$400,000
4 Baths 6806885 MLS
Outstanding mixed-use investment opportunity located in the heart of the rapidly growing Payne-Phalen corridor. This 4-unit property features one expansive commercial space (that has been rented as separate spaces in the past) and 2 large residential units, offering multiple income streams and strong value-add potential. The main-level commercial space spans approximately 1,510 square feet with an additional 1,500 square feet of finished basement space, perfect for storage or conversion into additional leasable areas. The commercial unit could rent for as much as $3,000 per month, or be subdivided into multiple smaller spaces to maximize returns. Upstairs, the 2 residential units are spacious and feature tall ceilings and flexible layouts, providing ideal conditions for interior upgrades that could command higher market rents. With thoughtful improvements, this property has the potential to generate excellent cash flow and appreciation in a district primed for growth. The Payne Avenue corridor is undergoing one of Saint Paul’s most significant redevelopment pushes, anchored by the Hamm’s Brewery revitalization project and the Latino Economic Development Center’s multi-million-dollar renovation, which will introduce a new event center, commercial kitchen, restaurants, and retail destinations to the area. These transformative projects are driving new investment, foot traffic, and business activity along Payne Avenue, making this the perfect time to acquire a property in this emerging commercial hub. Positioned to benefit from the East Side’s resurgence, 985 Payne Ave offers investors and owner-operators alike the opportunity to participate in the neighborhood’s exciting next chapter while building long-term equity through strategic upgrades and rental optimization. Buyer agents to verify all measurements.

985 Payne Avenue, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$320,000
4 Baths 6806866 MLS
Exceptional mixed-use investment opportunity along the rapidly redeveloping Payne-Phalen corridor. This property stands out among others on Payne Avenue for its expandable upper-level space and strong value-add potential. The building currently includes well-maintained commercial space on the main level and an upper level that offers an incredible opportunity to build out additional office suites or even convert into a residential unit. The third-floor space already has existing plumbing and electrical infrastructure, making future construction more efficient and cost-effective. Investors and owner-operators have multiple paths to create value here, either by renovating and renting the existing upper-level offices, or by reconfiguring the layout to add two to three new office spaces. For those with a creative vision, the upper level could also be converted into a spacious apartment or mixed live-work setup. Whichever route is chosen, 977 Payne Ave offers significant upside and flexibility to tailor the property to maximize income and appreciation. Located in one of Saint Paul’s most energetic redevelopment corridors, this property benefits from proximity to major area investments, including the Hamm’s Brewery redevelopment, which will bring new housing, retail, and community gathering spaces, and the Latino Economic Development Center’s multi-million-dollar revitalization project, featuring a large event center, commercial kitchen, restaurants, and retail spaces. These transformative projects are driving renewed economic energy, consumer traffic, and property value growth along Payne Avenue. Positioned in the heart of this momentum, 977 Payne Ave offers an unbeatable opportunity to acquire a flexible, income-producing property with built-in expansion potential in a neighborhood on the rise.

977 Payne Avenue, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$350,000
2 Beds 3 Baths 6808082 MLS
This mixed-use property features one retail or office space and two residential units, offering both immediate cash flow and long-term upside. The commercial unit spans approximately 1,200 square feet and is ideal for retail, office, or service-based businesses, with a projected market rent of up to $1,300 per month. The residential units include a spacious two-bedroom, one-bath apartment and a well-designed studio apartment, projected to rent for $1,300 and $850 per month respectively. Together, the property produces a potential gross monthly income of $3,450 and an annual gross of $41,400, making it an attractive income-producing investment based on the income approach. Positioned directly on the light rail line and along the newly constructed Gold Line rapid transit corridor, this property stands at the intersection of accessibility and future growth. The Saint Paul Downtown Alliance and the City of Saint Paul have launched an ambitious initiative to repurpose downtown office buildings into 20,000 to 30,000 new residential units. This plan is expected to drive increased ridership, local business activity, and urban revitalization, creating a ripple effect that will make properties along the Gold Line even more valuable in the years to come. Beyond its strong fundamentals, the property’s flexibility adds a unique layer of opportunity. The commercial space could be leased traditionally or adapted for specialized use, while the residential units could also serve as short-term or mid-term rentals catering to business travelers and transit users. Investors seeking additional scale have the option to acquire the adjoining property at 365 Earl Street for a package sale, further enhancing income potential and property value. In short, this mixed-use building offers more than stable returns; it provides a foothold in one of Saint Paul’s most strategically positioned transit corridors. With reliable cash flow today and significant appreciation potential tied to the city’s long-term development plan, this property represents both solid investment performance and promising future upside. Buyer agent to verify all measurements.

1051 Hudson Road, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

Between $300K - $400K Saint Paul Real Estate

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